Temporary Van Insurance NI for Business

Temporary Van Insurance NI

Compare Temporary Van Insurance NI

✓ Drivers aged 18–75, protect the vehicle owner’s No Claims Discount
✓ Insure a car for the exact amount of time you need it
✓ Cover available from 1 hour to 28 days instantly

Short Term Van Insurance NI

We all at some time need the services that a van can provide, moving home. Bringing back a large item for B&Q etc. It is now possible to get short term van insurance in Northern Ireland. This will enable you to borrow a van and get yourself insured online quickly, the term is flexible from one hour to 28 days, 1 week van insurance NI being the most popular product. The big appeal of this product is that it will provide you with insurance to drive a van that you do not own, and any incident will not impact the claim’s history of the actual van owner or any other policy that you may have in existence. GO Shorty provides a comparison service from providers of temporary car insurance NI and van insurance. The providers include Ageas, LV short term insurance , KGM Motor and First.

What is carriage of own goods van insurance

This is a class of van business insurance that provides cover for a van used with your business. For example, a van that is used to carry items that you need for work. The class of business van insurance provided does not provide hire and reward van insurance, for example if you are providing a delivery service.

Some example of business van insurance uses include:

A builder that carries work tools and building materials
Commute to various places of work and carry personal items.
A florist that collects flower from the wholesaler to various events, example market stalls. Please note this does not let delivery flowers to customers for that you will need courier insurance
A carpet fitter that carries tools and carpets to be fitted.

Features of Temporary Van Insurance NI

Low excess – The excess is the amount that you would be liable for in any claim that was deemed to be your fault.
Young NI Van Drivers –Cover is available for drivers as young as 21 to age 75.
Comprehensive Cover – The cover is comprehensive, the highest cover available.
1 Hour to 28 days – Select the term online from 1 hour van insurance NI to 28 days, approx 1 month or any period in between.
Buy online with instant cover : If you wish the cover to start option instantly after payment, then select the “immediate cover” option. If selected, the insurance documents will be emailed instantly after making the online payment.
Social, Domestic and Pleasure + Commercial use ( business van insurance for carriage of own goods) NOT hire and reward use

Conditions of Temporary Van Insurance for NI Business

Vans and Commercial Vehicles (up to 3.5 tonnes)
Maximum value Vans: £25,000
Must not be modified. LPG conversions and Disabled Modified are acceptable
Not for carrying hazardous goods or use at a hazardous location

Short Term Van Insurance FAQs’

How Do I make a claim against a temporary car insurance policy

Any claim must be reported within 24 hours of the incident. The contact information for the insurance provider will be found in the policy documents. Please note, all incidents must be reported even if you are not at fault. This is to protect you should the other party make a claim against you.

What type of driver’s licenses do you accept?

The providers of short term insurance NI will only accept a full UK/NI licence or EU/EEA licence for Car and Van Insurance and the UK/NI provisional licence for Learner Driver Insurance.

Will temporary van insurance NI affect my no claim’s bonus?

This is the beauty of this type of cover, as it is a standalone separate policy it will not impact any existing insurance policy in your name or the owner’s name

Is temporary van insurance fully comp?

All polices for short term car insurance, van insurance and learner driver insurance are all fully comprehensive.

Will the Builder’s warranty provide sufficient cover?

The builder’s warrant may have limitations, for example it may only offer cover after the building is completed, which would leave you uninsured during the self build stage. The builder’s cover is normally limited to negligence on the builder’s side. So in the event of a storm or flood that destroys or damages your new build home, you may again be left uninsured.

About the Author: Eamonn Turley

Eamonn Turley is the founder of OneClickInsure.co.uk, an independent price comparison platform that helps users across the UK and Northern Ireland explore a range of insurance options quickly and easily. Eamonn specialises in presenting clear, straightforward information so users can compare policies with confidence and make informed decisions based on their own needs and circumstances.

Temporary Car Insurance Providers

Oneclickinsure.co.uk have partnered with GoShorty to help you obtain Temporary Car Insurance. GoShorty is a trading style of Complex to Clear Group Limited, registered in England and Wales and authorised and regulated by the Financial Conduct Authority (FRN 751221). Company Registration Number 05044963. Data Protection Registration ZA456686.

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