Insurance is available for cars and bikes with Q plates, but most high street insurance companies will not quote for Q plate cars, bikes or kit cars. This is left to a handful of specialists.

We work with a panel of specialist providers. You complete one simple form and your details are submitted to providers who cover Q plate vehicles.

Yes, Q registered cars and kit cars are still required to undergo an annual MOT. One exception is if the vehicle is registered for tax as a vehicle of historic interest.

Classic cars or cars that are over 40 years old have been exempt from the MOT since 2018. Previously it was only cars registered before 1960, which seemed a bit unfair as many cars since that date are now considered classic or modern classics.

Q reg cars and kit cars over 40 years old are not recognised as classic cars and as such they are NOT exempt from the annual MOT. Q plate insurance and chassis number insurance policies are only available from a few specialist insurance companies.

Q plates are issued by the DVLA, but only if the vehicle fails to meet the requirements for standard plate registration.

Yes, these are still issued for the cars that meet the guidelines and follow the application process.

A Q plated car in general is going to be more expensive to insure than a car with a standard registration. One big reason is that you cannot easily buy replacement parts on eBay or at the local scrapyard.

Remember, the number plate is used by insurance companies to provide basic details of age and risk category to determine the cost of classic car insurance. Without this information, the Q plate is seen as unknown with a level of risk that is difficult to determine, so the insurance company will err as high risk.