Test Drive Insurance NI

Compare Test Drive Insurance NI

  • ✓ Instant cover for private car sales — from 1 hour to 28 days
  • ✓ Insure a car for the exact amount of time you need it
  • ✓ Protects both buyer and seller with fully comprehensive insurance
Test Drive Insurance NI

What is Test Drive Car Insurance?

If you are searching for a new car, you will need to make sure you have the correct cover in place. Most major car showrooms may have a policy in place that provides cover for test-driving, but if you are buying privately that will not be the case. Goshorty who we have partnered with for the provision of short term insurance can provide you with test car drive insurance from 1 hour to a few hours or even longer. This cover will provide you with test drive insurance, so you can take your car or van on a good long test drive to make sure you are happy with how it handles, 

Do dealers have test drive insurance? 

Most car dealers will have extended car insurance to provide cover during any test drives. Whilst most will have cover, always check, particularly if buying off a smaller car dealer. In addition, check if you would be held liable for any excess in the event of an accident whilst on the test drive.

Do I need test drive insurance for a private sale?

You will need insurance, even if you are test driving a car privately. It is possible the owner could add you to his/her policy, but that is a long process and would also impact the seller’s no claim’s history if you have an accident.

The best solution for temporary car insurance is taking out test drive insurance, as this will be quick in comparison to being added to the owner’s policy and should also work out cheaper. 

Comprehensive Test Drive Insurance 

All short term and test drive insurance polices issue by Shorty are fully comprehensive. Cover can be purchased for your test drive in minutes online.

Why choose test drive car insurance?

  • Comprehensive test drive insurance with low excess
  • Protect your existing no claims history
  • Immediate cover from 1 hour to 28 days.

How much does test drive insurance cost?

The cost of test drive insurance similar to standard car insurance will depend on a number of factors. Some of the more important f actors include:

  • Age if driver, under 25 will normally pay a higher price for driver test insurance, as they are categorised as high risk.
  • The value of car that you will be test driving, test driving a Porsche will be more expensive that as standard family 4 door salon.
  • Your driving history, if you have a history of making claims, expect to pay more for your test car drive insurance. 

Temporary Insurance for all situations

Insurance Type Description
Learner Driver Insurance Flexible short-term learner driver insurance, including cover specifically for driving test day.
Temporary Business Van Insurance Ideal for private or business use when you need temporary cover for a van on a short-term basis.
Additional Driver Insurance Add a driver to your existing policy temporarily — perfect when someone only needs cover for a short period.

Temporary Car Insurance Providers

Oneclickinsure.co.uk have partnered with GoShorty to help you obtain Temporary Car Insurance. GoShorty is a trading style of Complex to Clear Group Limited, registered in England and Wales and authorised and regulated by the Financial Conduct Authority (FRN 751221). Company Registration Number 05044963. Data Protection Registration ZA456686.

Eamonn Turley - OneClickInsure.co.uk

About the Author: Eamonn Turley

Eamonn Turley is the founder of OneClickInsure.co.uk, an independent price comparison platform that helps users across the UK and Northern Ireland explore a range of insurance options quickly and easily. Eamonn specialises in presenting clear, straightforward information so users can compare policies with confidence and make informed decisions based on their own needs and circumstances.

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